7 Unexpected Dissertation Topics In Banking And Finance

It can be quite difficult to come up with ideas for dissertation topics in banking and finance, partly because the topics need to not only enthuse the writer but also the reader. Remember that with a piece of work that demands not only dedicated study,

  • It also demands an analytical mind and dedication as the work will be part of your life for a long time as your work through the process.
  • Ideally you will need to choose a topic that not only illustrates your study it also challenges you to find out more information and present it in a unique way.
  • In the real world away from the classroom and your professor, changes in this field of study happen at break neck speed.


  1. The subject of ‘terms and conditions’ can be quite thorny as T&C’s can be several pages long, they are complicated and full of jargon. Can you devise some suggestions of how they could be improved?
  2. Over a period of time banking has become more complex in order to make it more secure for businesses and individuals. Do you think that some of the way that banking is conducted infringes on privacy?
  3. Has the use of Debit Cards in place of cheques helped or hindered people in the way that they organize their finances? Is there a better way to do this? Can you outline your ideas?
  4. Devise a way that will help people to organize their money in order to have some money set aside for unexpected expenses. Can you see a downside and an upside to this plan?
  5. Looking at history, are people managing their money better than they were 100 years ago? Are the priorities very different? Do we just have too many things that we really need now compared to then?
  6. Is it important for people in their 20’s to think about life insurance? What would be a really good way of encouraging people to take out some form of life insurance?
  7. How can buying a house be made easier? The high cost of housing throughout the EU in some countries the mortgage is taken out so as the children will also have a financial responsibility. How would that work in the UK?

When writing your paper, think beyond the world of banking and finance to society and its implications on economic growth.